Are you paying high life insurance rates for smoking an occasional cigar? If you smoke a cigar once in a while, should you really be paying non-tobacco rates for your life insurance? You can now get Life Insurance for Cigar Smokers without paying non-tobacco rates.
Most life insurance carriers will give you non-tobacco rates even when you occasionally smoke a cigar. You should not be lumped into the same category of a smoker who smokes a pack a day. At Banner Life Insurance, you can get their preferred plus non-tobacco rate, which is their best rate, by falling under their one cigar per month provision that is combined with the urine analysis testing negative for nicotine. You have to make sure you admit it at the time of the application, that you have no more than one cigar per week, no nicotine metabolites may be present in the urinalysis, and have no other use of tobacco products other than occasional cigars. If all of these apply to you as a cigar smoker, you can qualify for the best rates on your life insurance.
So what are you waiting for? Before paying those high tobacco premiums you might be paying with other insurance companies, you should call Banner Life Insurance today to see how they can help you. This is a great time to try and lower your life insurance premiums.
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